workers comp premium audit
Estimate your workers’ comp audit exposure.
Check subcontractor payments against the certificate records in your ledger.
Audit preparation is in development.
| Paid to | Sub spend | Certificate |
|---|---|---|
| Vega Drywall | $157,900 | none |
| Delgado Concrete | $96,400 | none |
| Maldonado Framing | $74,200 | none |
| Cortez Cleaning | $41,300 | current |
12 more have certificates on file
Sample premium scenario$11,300 to $49,100$11,300 to $49,100
Sample premium scenario for class 5645
Sample scenario using filed state rates.
What we’re building
- 01
Your ledger
Start with your subcontractor payment ledger.
Your own 1099 ledger.
- 02
The certificate column
We exclude payments marked as covered in your file. Without coverage records, we include every payment.
The marks in your own file.
- 03
A class 5645 scenario
We apply verified state rates for class 5645 and show the assumptions beside the range. It is a scenario estimate, not your audit bill.
NJCRIB rating service, the NCCI Florida rate pages, Ohio BWC base rates, class 5645, read 2026-08-28.
What people ask
- My subs are exempt.
- Check the exemption and certificate requirements with your carrier or broker. This estimate uses the records in your file.
- Free certificate trackers already exist.
- The planned tool connects coverage records to the payments in your ledger.
- My broker reviews the audit.
- A ledger-based estimate can help you prepare for that review.
Price the spend before the auditor does.
Planned price: $149 a month
In development for contractors and cleaning companies that pay 1099 subs.
Planned: certificate collection, renewal reminders and a dated audit file.